Split Payments with KAnda
100% Guarantee
Pre-authorisation
Pre-authorisation
Don't pay until the job is completed - 100% secure.
Pre-authorisation
Pre-authorisation
Pre-authorisation
Know exactly what you can spend before finding tradespeople.
Kanda Approved
Pre-authorisation
Kanda Approved
Kanda Checked and Approved Business
Frequently Asked Questions
The lender will perform a soft credit check and we’ll let you know if you're pre-approved for a loan. If you are, we'll share your budget and job post with qualified tradespeople in our network.
No, applying for a pre-approval won't affect your credit score. It may leave a record on your file that a quotation search was performed, but that's it.
Once the tradesperson sends you a quote, we'll email you a link to pay for the job using your loan. You can also combine your loan with a cash deposit.
Yes, most tradespeople will send you a single quote for both the materials and labor. You can use your pre-approved loan to pay for the entire project. However, if you want to buy additional goods outside of the quote, you won't be able to finance those with Kanda.
Finance Calculator
CH FACILITIES SERVICES LTD is an Introducer Appointed Representative of Kanda. Kanda is a trading style of Kanda Products & Services Ltd, Forward House, 17 High Street, Henley-in-Arden, B95 5AA, registered in England (11330964), authorised and regulated by the Financial Conduct Authority (firm reference number 920795). Kanda is acting as a credit broker offering finance products from a panel of lenders. Credit is subject to status. Representative example: 11.9% APR Representative based on a loan of £5000 repayable over 60 months at an interest rate of 11.9% pa (fixed). Monthly repayment of £109.45. Total amount payable £6567.16.
KANDA
What information do we collect?
1.1. Personal information provided by you
We will collect and process the following personal information about you that you submit when you register to use our website and subscribe to our services:
● Your name
● Your address
● Your phone number
● Your email address
● Your bank details
1.2. Personal information we collect about you
When you visit our website, we will automatically collect the following information:
● Technical Information
○ Your IP address used to connect your computer to the Internet
○ Your login information
○ Browser type and version
○ Operating system and platform
● Information about your visit
○ URL
○ Page response times
○ Download errors
1.3. Information we receive from other sources
We work closely with third parties including (without limitation):
● Payment services company Stripe
● Finance provider Omni Capital
● Credit broker Loans Warehouse
● Credit reference agency CreditSafe
We may receive information about you from them, if we do we will use this information in line with this policy.
1.4. Personal information about our individuals
If you give us information on behalf of someone else, you confirm that the other person has appointed you to act on his/her behalf and has agreed that you can:
● Give consent on his/her behalf to the processing of his/her personal data
● Receive on his/her behalf any data protection notice
● Give consent to the transfer of his/her personal data outside of the United Kingdom
Monitoring and recording communication
We may monitor and record communications with you (such as telephone conversations and emails) for the purpose of quality assurance, training, fraud prevention and compliance
Use of cookies
A cookie is a small text file which is placed onto your computer (or other electronic device) when you use our website. We use cookies on our website.
For further information on our use of cookies, please see our Website cookie policy.
How will we use the information about you?
We collect information about you so that we can:
● Identify you and manage any accounts you hold with us
● Process payment(s) to you
● Conduct research, statistic alanalysis and behavioral analysis;
● Carry out customer profiling
● If you agree, let you know about other products or services that may be of interest to you — see 'Marketing' section below
● Detect and prevent fraud
● Do a credit check — see 'Credit checking' section below
● Customise our website and its content to your particular preferences
● Notify you of any changes to our website or to our services that may affect you
● Carry out security vetting
● Improve our services
Marketing
We would like to send you information by post, email or telephone about our services which may be of interest to you.
Other businesses which we have selected carefully (ie other providers of business services) may also send you similar marketing messages, depending on what you agree with us.
We will only ask whether you would like us and other businesses to send you marketing messages when you tick the relevant boxes when you sign up for an account. Click here to see what this form looks like.
If you have consented to receive communications from us, or other businesses, you can opt out at anytime. See 'What rights do you have?' below for further information.
Credit Checking
We may do a credit check on you to prevent and detect fraud and money laundering.
Our search will be recorded on the files of the credit reference agency.
If you provide false or inaccurate information to us and we suspect fraud, we will record this.
If you want to see your credit file, please contact the credit reference agency which we use: https://www.creditsafe.com
Who your information might be shared with
We may disclose your personal data to:
● Credit reference agents — see 'Credit checking' above
● Law enforcement agencies in connection with any investigation to help prevent unlawful activity
● Our business partners in accordance with the 'Marketing and opting out' section above.
● Tradespersons who you have a contract with in order to notify them of your application for loan financing.
Keeping your data secure
We will use technical and organisational [LC1] measures to safeguard your personal data, for example:
● Credit reference agents — see 'Credit checking' above
● Law enforcement agencies in connection with any investigation to help prevent unlawful activity
● Our business partners in accordance with the 'Marketing and opting out' section above.
While we will use all reasonable efforts to safeguard your personal data, you acknowledge that the use of the internet is not entirely secure and for this reason we cannot guarantee the security or integrity of any personal data that are transferred from you or to you via the internet. If you have any particular concerns about your information, please contact us (see 'How can you contact us?' below).
What can I do to keep my information safe?
Get Safe Online provides detailed information on how to protect your information and your computers and devices against fraud, identity theft, viruses and many other online problems. Please visit www.getsafeonline.org. Get Safe Online is supported by HM Government and leading businesses.
What rights do you have?
1.1. Right to request a copy of your information
You can request a copy of your information which we hold (this is known as a subject access request). If you would like a copy of some or it, please:
● Email, call or write to us (see 'How can you contact us?' below)
● Let us have proof of your identity and address (a copy of your driving licence or passport and a recent utility or credit card bill)
● Let us know the information you want a copy of, including any account or reference numbers, if you have them
1.2. Right to correct any mistakes in your information
You can require us to correct any mistakes in your information which we hold free of charge. If you would like to do this, please:
● Email, call or write to us (see 'How can you contact us?' below)
● Let us have enough information to identify you (eg account number, user name, registration details)
● Let us know the information that is incorrect and what it should be replaced with
1.3. Right to ask us to stop contacting you with direct marketing
You can ask us to stop contacting you for direct marketing purposes. If you would like to do this, please:
● Email, call or write to us (see 'How can you contact us?' below). You can also click on the 'unsubscribe' button at the bottom of the email newsletter. It may take up to 5 days for this to take place
● Let us have proof of your identity and address (a copy of your driving licence or passport and a recent utility or credit card bill)
● Let us know what method of contact you are not happy with if you are unhappy with certain ways of contacting you only (for example, you may be happy for us to contact you by email but not by telephone)
How to contact us
Please contact us if you have any questions about this privacy policy or the information we hold about you.
If you wish to contact us, please send an email to help@kanda.co.uk, write to us at 17 Forward House, Henley In Arder, B95 5AA, or call us on 0333 772 1184.
Changes to the privacy policy
We may change this privacy policy from time to time. You should check this policy occasionally to ensure you are aware of the most recent version that will apply each time you access this website.